Detailed Financial Support Guide

Scheme

What it helps with

Post-Secondary Education Account (opens in new tab)

Helps eligible Singapore Citizens pay approved post-secondary education costs using available account funds.

Scheme

What it helps with

MOE Tuition Grant Scheme (opens in new tab)

Subsidises course fees for eligible students. Prior government funding at the same or higher qualification level can affect eligibility.

MENDAKI Tertiary Tuition Fee Subsidy (opens in new tab)

For eligible Malay students pursuing their first full-time Diploma course and receiving the MOE Tuition Grant.

MOE Higher Education Study Loan (opens in new tab)

Repayable financing. Check the prevailing eligibility, coverage, guarantor and repayment terms.

CPF Education Loan Scheme (opens in new tab)

Allows eligible CPF Ordinary Account savings to pay subsidised course fees. Interest accrues from the first deduction, and cash repayment begins one year after graduation or leaving the course.

Scheme

What it helps with

Higher Education Community Bursary (opens in new tab) for full-time students

HECB

Helps eligible students with school fees and provides support based on household income.

Higher Education Bursary (opens in new tab) for full-time students

HEB – full-time

Higher Education Bursary (opens in new tab) for part-time students

HEB – part-time

Provides support to eligible students based on household income.

ITE Monthly Financial Assistance (opens in new tab) for full-time students

MFAS

Provides a monthly allowance of up to 6 months for daily living expenses.

Special Student Assistance (opens in new tab) for full-time students

SSAS

Provides one-off help for students facing financial difficulties.

Scheme

What it helps with

SkillsFuture Credit, Base Tier (opens in new tab)

SFC

Offsets fees for approved courses for eligible Singapore Citizens from age 25 using available credit.

SkillsFuture Credit, Mid-Career Tier (opens in new tab)

SFC

Provides additional credits for eligible Singapore Citizens aged 40 and above.

Workfare Skills Support Level-Up Allowance (opens in new tab)

WSS

Provides eligible Singaporeans above 30 who meet the prevailing income and employment criteria with income support while pursuing qualifying part-time Nitec or Higher Nitec courses.

Mid-Career Enhanced Subsidy (opens in new tab)

MCES

Provides enhanced subsidy for eligible MOE-funded programmes and SSG-supported certifiable courses for Singapore Citizens aged 40 and above.

Mid-Career Training Allowance (opens in new tab)

MCTA

Provides eligible Singaporeans aged 40 and above enrolled with income support while pursuing qualifying full-time or part-time courses.

Scheme

What it helps with

ITE Progression Award (opens in new tab)

IPA

For eligible Singaporean ITE graduates aged 30 and below pursuing full-time Technical Engineer Diploma / Technical Diploma.

Work-Study Diploma sign-on incentive (opens in new tab)

For Singaporean fresh ITE graduates from relevant feeder courses who graduated, or completed National Service (ORD) within the last three years.

Scheme

Who may wish to check

Edusave Merit Bursary (opens in new tab)

Eligible full-time Singaporean students in the top 25% in their course of studies, with good conduct, meet the income criteria, pass all accountable modules and are not in receipt of the Good Progress Award or ITE Community Scholarship.

Scholarships (opens in new tab)

Eligible students may be considered for awards, bursaries and scholarships that recognise academic progress, technical skills, character, leadership, service, the arts, sports or CCA achievement. Application, nomination and selection arrangements vary by scheme.

Scheme

What it helps with

Opportunity Fund (opens in new tab)

OF

Helps eligible students purchase learning devices.